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656 4th Street
Chipley, FL 32428

$399,999 - Status: Active
Bed Icon Beds: 4
Bath Icon Baths: 3 full 1 partial
Sq Feet Icon SQFT (H&C): 4,281
MLS Icon MLS# 788906

Step into timeless character with thoughtful modern updates in this well-maintained historic home, now ready for its next chapter. Offering over 4,200 sq ft, this 4-bedroom, 3. 5 bath residence blends classic charm with recent improvements throughout. Inside, you'll find a formal dining room and a spacious family room with a wood-burning fireplace that flows seamlessly into the breakfast nook and updated kitchen that boast new quartz countertops, updated appliances, and a Wi-Fi capable oven, making it both stylish and functional. Just off the kitchen, a newly added butler's pantry provides additional prep space and storage--perfect for entertaining. Fresh paint and tasteful wallpaper add character and warmth throughout the home. The main level features a generously sized primary suite complete with an ensuite bath and walk-in closet. Upstairs offers two large guest bedrooms, full bath, and plenty of storage space. Additional upgrades include three new A/C units, new hot water heaters, and blown-in insulation for improved efficiency and comfort. An attached apartment with private exterior access is a blank canvas ready for your vision, with plumbing and electrical already in place to easily add a kitchen, along with space for a living area, bedroom, and full bath. Above, a 28x19 bonus room offers even more flexibility for use. The home is located in the heart of Chipley and within walking distance of restaurants, banks, and shops.

Property Features

MLS#: 788906
Zip: 32428
Subdivision:
Development: 1001 - Washington Ne
Property Type: Residential - Single Family
Cooling: Central Air, Multi Units
Fenced: Yes
Heating: Central, Fireplace(s)
Lot Size: 0.28 acres
Roof Type: Composition, Shingle
Year Built: 1930
SQFT (H&C): 4,281

Feature Descriptions

Appliances: Electric Cooktop, Electric Oven
Exterior: Brick
Fencing: Fenced
Lot Description: Paved
Lot Dimensions: 153x82x149x76
Parcel#: 00000000-00-1596-0000
Patio/Porch: Covered, Porch
Sewer: Public Sewer

Room Sizes

Bedroom: 10 X 21 Level - Second
Bedroom: 11.5 X 21 Level - Second
Primary Bedroom: 21.5 X 23 Level - First
Family Room: 16.3 X 13
Dining Room: 13.5 X 11.7
Living Room: 13.5 X 22.8

656 4th Street | MLS# 788906

This single family home located at 656 4th Street , Chipley, FL 32428 is currently listed for sale with an asking price of $399,999. This property was built in 1930 and has 4 bedrooms and 3 full and 1 partial baths with 4281 sq. ft. Search Chipley real estate on rmiller.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: SOUTHERN WAY REALTY, INC.

Shown By

Agent Name: Rick Miller
Agent Phone: (850) 527-6407
Agency Title: Beachy Beach Real Estate

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/25/2026. The listing information on this page last changed on 04/25/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 04/25/2026 11:06:05 AM EST) or Emerald Coast MLS (last updated Sat 04/25/2026 11:05:47 AM EST) or Central Panhandle Association of Realtors (last updated Sat 04/25/2026 10:58:01 AM EST). Real estate listings held by brokerage firms other than Beachy Beach Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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